Our Services in Business and Retirement Planning
Retirement confidence comes from a plan—not a product. We design a practical strategy that organizes cash flow, timing, and risk; reviews Social Security; coordinates required withdrawals with your tax professional; and keeps your plan current through regular reviews.
For business owners, we connect personal retirement goals with continuity, executive retention, buy‑sell, and succession/exit considerations.
Our Virtual Family Office (VFO) brings coordinated access to independent CPAs, estate attorneys, and other specialists—so your plan, documents, and advisors stay aligned. We serve clients across the U.S. and are nationally licensed.
Retirement Planning for Individuals and Businesses
Annuities, IRA, 401K & 403B Roll-Overs, Secure Guaranteed Retirement Accounts, Roth Conversions
Consolidate old workplace plans (401(k), 403(b), profit‑sharing) and IRAs into a retirement strategy that fits your income needs and risk comfort. We help you compare staying in‑plan vs. rolling to an IRA or an insurance‑based, guarantee‑backed solution; when appropriate, we use direct rollovers to help preserve tax deferral. Roth conversion planning is coordinated with your tax professional; conversions may result in current‑year taxable income.
IUL (Indexed Universal Life)
Indexed Universal Life pairs lifelong protection with the potential to build cash value through index‑linked credits (you’re not directly invested in the market). When designed and funded properly, you can access values via loans or withdrawals to supplement retirement income. We tailor funding and riders, monitor costs and crediting changes, and review the policy regularly—coordinating with your tax professional so the strategy stays aligned with your goals.
Schedule Your Consultation
We invite you to connect with us at G & J Financial Group, where our commitment is to safeguard your retirement ambitions. Our streamlined scheduling process ensures that you have all the necessary information before your appointment, setting the stage for a productive discussion about your financial future.
Who We Serve & How We Deliver Value
At G&J Financial Group, we work with successful individuals and business owners, typically between the ages of 50 and 75, who have accumulated $500,000 or more in investable assets.
Welcome — Glad You’re Here!
If you’re approaching retirement or already there, you’ve probably asked yourself:
“Am I doing the right things to protect what I’ve built?”
That’s precisely what we help people figure out.
We specialize in helping clients eliminate unnecessary risk, fees, and taxes — and create guaranteed lifetime income you can count on.
Through our firm, G&J Financial Group, we work with individuals and families nationwide using a comprehensive approach — bringing together retirement planning, tax strategy, and income design in one place.
Want to see how these strategies might work for you?
We offer a free 30-minute educational call — no sales pitch, just clarity.
We’ll talk through your goals, current strategies, and potential ways to make your retirement income more secure and tax-efficient.
📅 Click the link below to book your time.
It’s free, it’s educational, and it could change how you think about retirement.
Here’s to protecting what you’ve earned and enjoying the freedom you’ve worked for. 💼
— Giovanni Di Stadio
Founder | G&J Financial Group
For those seeking more complex planning, we also offer access to our Virtual Family Office (VFO) network. This premium service brings together CPAs, estate attorneys, and tax strategists to coordinate solutions for business succession, charitable giving, and legacy planning.
NPN: 21072610
